Four candidates are on the Nov. 3 ballot for Maryland governor. Here is where Democratic Gov. Wes Moore, Republican Dan Cox, the Green Party's Andy Ellis and the Working Class Party's Cathy White stand on affordability and health care, in their own words.

Maryland workers will start paying into the state’s paid family and medical leave program in January 2027, but no one can collect benefits until January 2028. The state says the gap lets the trust fund grow before claims are paid. Republican governor nominee Dan Cox says the deductions should be suspended. Here is what workers will pay, when, and why the program was delayed.